Many Canadian seniors have a desire to remain living at home rather than moving into an assisted living facility or having their family members look after them. However, this can be a costly option without help from the government or private insurance. A great alternative is hiring a trusted and reputable in home care toronto service. These organizations can provide quality care for a reasonable price while allowing the senior to maintain their independence and dignity in the comfort of their own homes.
Depending on the level of home health care required, the cost for private in-home care toronto services can vary greatly. The hourly rate to hire a Personal Support Worker (PSW) in Ontario from a home care organization typically falls between $28 and $35 per visit. Some home care agencies offer discounts if the client orders a certain number of hours per week. Some agencies can also provide more intensive home health care around-the-clock.
The cost of home care can be offset by grants, allowances and tax credits such as the Caregiver Allowance, Canada Disability Tax Credit, or the Veterans Emergency Fund. Additionally, some private home care services may be covered in part by the individual’s private health insurance. It is important to check with your individual plan provider and a home health care specialist to determine what types of services are covered, how much they will be reimbursed and under what conditions they will be covered.
In addition to providing affordable in-home health care, most private home care companies have a dedicated case manager who will assess the individual’s needs and recommend the best home care solution. They can also help the family find the necessary funding to cover home care costs.
Many seniors will qualify for government-funded home care services. However, the wait time to receive such services can be lengthy, particularly in Toronto where CCAC has very high caseloads and limited resources. This means that it is essential for families to start the process early, even if their loved ones are not yet ready to move out of the home.
Moreover, the costs of long term care facilities can be extremely high, and they are often difficult for families to afford. For example, a private room in one of Toronto’s most popular long term care facilities can run as high as $3,900 per month. The waiting list to get into a long term care facility is managed by the CCAC and can be two years or more.
A better alternative is a home health care toronto service. These companies can help with both the medical and non-medical needs of the elderly, including housekeeping, meal preparation and companionship. In addition, a home care toronto service can help with medical issues such as bathing and dressing, medication management and appointment scheduling. Having professional care available at the touch of a button provides peace of mind for both seniors and their family members. It can be especially helpful during times of crisis and to prevent injuries or illnesses from getting worse.