The Challenges of Living on a Reserve

Reserve residences are the ideal place to call home when you want to live the good life. Located near downtown, these luxury homes are just minutes from top-tier schools and shopping. The community also offers spacious floor plans, beautiful landscapes and a wealth of amenities to ensure your new home is the best possible fit for you.

The Challenges of Living on a Reserve

As with many social issues in Canada, the reasons why some reserves struggle to live up to their potential have been long-discussed and debated. While there is no one solution, many leaders and activists believe that there are ways to overcome the challenges of living on a reserve and at the same time retain Aboriginal way of life.

In addition to social hardships, reserve communities face economic and environmental challenges. For example, reserves are typically in areas with limited resources and access to these resources is often regulated by the government. This may make it difficult for people living on a reserve to obtain mortgages or small business loans.

Despite these difficulties, there are programs designed to help residents of on-reserve communities to secure financing for construction or renovations to their homes. These programs often include CMHC loans, which are guaranteed by the federal government.

Aside from the housing challenges that reserve communities encounter, these homes are also often more expensive than homes on non-reserve lands. This can lead to higher utility bills and an increased burden on families.

The lack of enthusiasm for living on a reserve is a problem that affects not only First Nations people but all Indian and Indigenous people across the country. The 2006 census found that fully 57 per cent of Natives lived off-reserve, up from just over 55 percent in 2001.

That’s a huge difference! Those on-reserve people earned nearly $8,400 more than their off-reserve counterparts.

This is especially true when it comes to housing costs, where the average cost of an on-reserve home is $41,200. That’s more than double the average cost of a home on non-reserve land.

On-reserve homes also tend to be smaller than off-reserve homes. Fortunately, some First Nations communities are working to address this issue through development and improvement projects on their reserves.

If you’re in the market for a brand-new home in southeast Florida, don’t miss out on ICI Homes’ newest offering in Plantation Bay Golf & Country Club: The Reserve at Plantation Bay. This enclave of 75 custom homes features exclusive resident amenities that are the very definition of luxurious.

Featuring 10 of ICI Homes’ most popular floorplans, these spacious homes have all the room you need for family, friends and your lifestyle. Choose from the 2,926-square-foot Egret II, to the 4,135-square-foot Augusta and create your own dream home on your choice of a 100-foot-wide lot at the Reserve.

A gated enclave of premium homes, the Reserve is just a few minutes away from the Orchard Hills Shopping Center and Northwood High School. Featuring expansive Great Rooms and Panoramic Doors to bring the outdoors in, these new homes offer an open lifestyle in a refined setting.


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